About Hassle Free Loans

Who we help

We work with Australian businesses of every shape: sole traders, partnerships, companies and trusts. Tradies and cafés, clinics and online stores, family businesses and first-time borrowers. What they tend to have in common is that they're busy, they need finance for a genuine business reason, and they don't have time for a process that feels like a second job.

We help with business-purpose finance only. That includes unsecured, cash-flow and line-of-credit options for trading businesses, typically $5,000 to $500,000, and property-secured business loans from $20,000 to $5,000,000 as first mortgages, second mortgages or caveat loans over residential or commercial property. Bad credit and ATO debt considered case by case.

Why "hassle free"?

Ask a business owner what they dislike about looking for finance and you'll hear the same list: long forms before anyone tells you anything, credit checks just to ask a question, a phone that won't stop ringing after one comparison form, documents requested one at a time, and jargon that makes it hard to know what you're agreeing to.

None of that makes a loan safer or better. It's just friction. So we removed it, and kept the parts that genuinely matter: a careful look at your situation, the right documents for your option, and clear written terms before you sign anything.

The promises we make

One short form. About 60 seconds to tell us what you need. No uploads, no account to create.
No credit check when you first enquire. Your credit file stays untouched while you find out what's possible. A check only comes later, if you choose to go ahead, and we'll tell you whose file is involved first.
No spray and pray. Your enquiry goes to our own lending team. It isn't sent out to a pile of lenders or sold as a lead.
A real person, in plain English. Someone reads your enquiry, calls you and explains your options, including the ones that probably won't work and why.
One tailored document list. If you go ahead, you'll be told exactly what that option needs, once.

How we work

Every loan is priced on the business's own circumstances: the amount, the security, trading history, credit and purpose. That's why we don't publish rates. Instead, we talk to you first, suggest the option that genuinely fits, and put every cost in writing before you commit.

Past credit issues and ATO debt are considered case by case. We'd much rather hear about them in your enquiry than discover them later, so please fill the form in accurately. It's the single biggest thing you can do to make the process quick.

We also write plain-English guides on the parts of borrowing people find confusing: your credit file, the paperwork, the application itself and the hassles to avoid. Our free paperwork checklist builder shows the documents you're likely to need before you gather a thing.

Who we are

Hassle Free Loans is operated by Techgen LLC Pty Ltd (ACN 696 942 391), trading as Hassle Free Loans. Our office is at Level 40, 140 William Street, Melbourne VIC 3000. You can call us on 03 9072 0200 during business hours.

Ready when you are

If you'd like to know what's possible for your business, the first step takes about a minute and asks for no documents. There's no credit check when you first enquire, and your details stay with us.

See if you qualify →