Your credit file
Your credit file, left alone
How enquiring, applying and credit checks really affect your credit file, and how to keep it clean while you look at options.
Will applying hurt my score?
Will a business loan application hurt your credit score? What leaves a mark, what doesn't, and how to ask about finance without touching your credit file.
Read more →No credit check to apply
Want a business loan with no credit check to apply? What an honest no-check enquiry covers, when a check does happen, and why that order helps you.
Read more →Soft vs hard checks
Soft vs hard credit checks in Australia: which ones lenders can see, which affect your score, and what to ask a business lender before any check is run.
Read more →Check your credit report
Check your credit report free before applying for business finance: where to get it, what to look for, and the five things lenders notice first.
Read more →Too many enquiries
Worried about too many credit enquiries before a business loan? How lenders read a cluster of checks, how long they last, and how to stop adding more.
Read more →Business loan vs personal credit
Does a business loan affect your personal credit? How it works for sole traders, partners and company directors, plus guarantees and what gets checked.
Read more →See what your business could qualify for
One short enquiry, no credit check when you first enquire, and a real person who calls you back with options that fit.
No credit check to enquire
Not sent to a pile of lenders
A real person, plain English