Paperwork
Business loan paperwork, decoded
Exactly which documents lenders ask for, why they ask, and the quickest way to get each one without a fuss.
What paperwork you need
What paperwork do you really need for a business loan? The short list by loan type, what's optional, and why nothing is needed just to enquire.
Read more →Bank statements
How many months of bank statements do you need for a business loan? Which accounts to include, the right format, and how to send them safely.
Read more →ATO statement of account
Need an ATO statement of account for a business loan? Where to find it in Online services, what lenders look for, and what to do if there's a tax debt.
Read more →No tax returns yet?
Need a business loan without tax returns lodged? What lenders accept instead, when property security helps, and how to catch up without holding things up.
Read more →ID you'll need
What ID do you need for a business loan? Whose ID lenders ask for, which documents usually work, and how to share ID safely without the risk of misuse.
Read more →Company and trust documents
Borrowing through a company or trust? Which company documents and trust deed pages a lender needs, why they ask, and how to find them quickly.
Read more →Property-secured loan documents
The documents you need for a property-secured business loan: rates notices, mortgage statements, title details and valuations, and who organises what.
Read more →Accountant's letter
When a lender asks for an accountant's letter for a business loan: what it should confirm, what it shouldn't promise, and how to ask your accountant for one.
Read more →BAS statements
Do lenders need your BAS for a business loan? When they ask, which quarters, how to download lodged BAS, and what to do if some are overdue.
Read more →See what your business could qualify for
One short enquiry, no credit check when you first enquire, and a real person who calls you back with options that fit.
No credit check to enquire
Not sent to a pile of lenders
A real person, plain English