Guides
Guides that answer the real questions
New guides every week — researched, written for Australian businesses, and honest about what lenders look at.
Getting loan-readyCredit filePaperworkRunning the business
How to Get Loan-Ready Without the Stress: A 14-Day Plan
Get your business loan-ready in a calm fortnight: a day-by-day plan for your credit file, ATO access, bank statements and books, with no weekend cram.
1 October 2026
How to Fix an Error on Your Credit Report (Free)
Found a mistake on your credit report? The free, step-by-step way to fix it in Australia, what to write, the 30-day rule, and where to go if the answer is no.
1 October 2026
Lost Tax Paperwork? Get Copies of Returns, NOAs and BAS
Can't find your tax return, notice of assessment or BAS? Where to download copies free from the ATO, how far back they go, and the quickest route for each.
1 October 2026
myID and RAM Setup for Business Owners, Step by Step
Set up myID and RAM so you can log in to ATO Online services for business: identity strength, linking your ABN, adding your bookkeeper, and common snags.
1 October 2026
Why a Separate Business Bank Account Matters (and How)
Do you need a separate business bank account? When it is required, why it makes tax time and borrowing easier, and a calm 30-day plan to switch.
1 October 2026
Tidy Your Books Before You Borrow: A Weekend Plan
A weekend plan to tidy your bookkeeping before borrowing: reconcile the bank, clear the suspense pile, chase debtors and produce the reports a lender trusts.
1 October 2026See what your business could qualify for
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